Topstep
US · founded in 2012 · www.topstep.com
Plans
6
Accounts
50k · 100k · 150k
From
$49
Split
90%
Drawdown
EOD trailing
No funded DLL
6/6 plans
Three stages: Trading Combine (monthly subscription, one reset credit per rebill), then Express Funded Account (sim, starts at $0 with the loss limit trailing up to and locking at $0, up to 5 accounts), then Live Funded Account after one XFA payout (mandatory daily loss limit). The maximum loss limit trails the end-of-day balance but is enforced in real time including unrealized P&L. The daily loss limit is an optional add-on in Combine and XFA (liquidation, not a violation; doubles XFA payout caps). Combine consistency: the best day must stay below 55% of the profit target, otherwise the target is raised. Positions must be flat by 3:10 PM CT; news trading allowed; copy trading across your own accounts allowed.
Promo : Topstep regularly posts 25–50% off Combine codes; none confirmed active on 2026-10-01.
Plans (6)
| Plan | Account | Price | Target | Max DD | DD type | DLL eval | Min days | Consist. | Activation | Funded | DLL funded | Split | Payout |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 50K Trading Combine (Standard Path) Evaluation | $50k | $49/mo | $3,000 | $2,000 | EOD trailing | None | 2 | 55% | $149 | Sim → Live · EOD trailing | None | 90% | Every 5 days · 5 d |
| 100K Trading Combine (Standard Path) Evaluation | $100k | $99/mo | $6,000 | $3,000 | EOD trailing | None | 2 | 55% | $149 | Sim → Live · EOD trailing | None | 90% | Every 5 days · 5 d |
| 150K Trading Combine (Standard Path) Evaluation | $150k | $199/mo | $9,000 | $4,500 | EOD trailing | None | 2 | 55% | $149 | Sim → Live · EOD trailing | None | 90% | Every 5 days · 5 d |
| 50K Trading Combine (No Activation Fee Path) Evaluation | $50k | $95/mo | $3,000 | $2,000 | EOD trailing | None | 2 | 55% | $0 | Sim → Live · EOD trailing | None | 90% | Every 5 days · 5 d |
| 100K Trading Combine (No Activation Fee Path) Evaluation | $100k | $149/mo | $6,000 | $3,000 | EOD trailing | None | 2 | 55% | $0 | Sim → Live · EOD trailing | None | 90% | Every 5 days · 5 d |
| 150K Trading Combine (No Activation Fee Path) Evaluation | $150k | $229/mo | $9,000 | $4,500 | EOD trailing | None | 2 | 55% | $0 | Sim → Live · EOD trailing | None | 90% | Every 5 days · 5 d |
Rules in detail, per plan
50K Trading Combine (Standard Path) · $50k · $49/mo Evaluation
Evaluation
- Profit target
- $3,000 (6%)
- Max drawdown
- $2,000 (4%) · EOD trailing
- Trailing locks at
- initial-balance
- Daily loss limit
- None
- Min / max days
- 2 / unlimited
- Consistency
- 55%
- Max contracts
- 5 minis / 50 micros
- News
- Allowed
- Overnight / weekend
- No / No
- Copy trading
- Allowed
- Reset
- $49
- Activation
- $149
Funded account
- Type
- Sim → Live
- Max drawdown
- $2,000 · EOD trailing
- Trailing locks at
- initial-balance
- Daily loss limit
- None
- Consistency
- —
- Profit split
- 90% · 90/10 in the Express Funded Account (XFA) and in the Live Funded Account. XFA Standard path: 5 winning days of $150+ per payout, cap 50% of balance up to $2000 (doubled to $4000 if a Daily Loss Limit is added). XFA Consistency path alternative: 3 trading days + best day <= 40% of net profit, cap 50% of balance up to $3000 (doubled with DLL). Live Funded: no dollar cap (50% of unlocked balance), daily payouts after 30 winning days.
- Payouts
- Every 5 days · after 5 days
- Min / max payout
- $125 / $2,000
- Buffer
- —
- Methods
- Prop-to-Brokerage (Topstep Brokerage), Aeropay, ACH, Wise, Wire/SWIFT
100K Trading Combine (Standard Path) · $100k · $99/mo Evaluation
Evaluation
- Profit target
- $6,000 (6%)
- Max drawdown
- $3,000 (3%) · EOD trailing
- Trailing locks at
- initial-balance
- Daily loss limit
- None
- Min / max days
- 2 / unlimited
- Consistency
- 55%
- Max contracts
- 10 minis / 100 micros
- News
- Allowed
- Overnight / weekend
- No / No
- Copy trading
- Allowed
- Reset
- $99
- Activation
- $149
Funded account
- Type
- Sim → Live
- Max drawdown
- $3,000 · EOD trailing
- Trailing locks at
- initial-balance
- Daily loss limit
- None
- Consistency
- —
- Profit split
- 90% · 90/10 in the Express Funded Account (XFA) and in the Live Funded Account. XFA Standard path: 5 winning days of $150+ per payout, cap 50% of balance up to $3000 (doubled to $6000 if a Daily Loss Limit is added). XFA Consistency path alternative: 3 trading days + best day <= 40% of net profit, cap 50% of balance up to $4000 (doubled with DLL). Live Funded: no dollar cap (50% of unlocked balance), daily payouts after 30 winning days.
- Payouts
- Every 5 days · after 5 days
- Min / max payout
- $125 / $3,000
- Buffer
- —
- Methods
- Prop-to-Brokerage (Topstep Brokerage), Aeropay, ACH, Wise, Wire/SWIFT
150K Trading Combine (Standard Path) · $150k · $199/mo Evaluation
Evaluation
- Profit target
- $9,000 (6%)
- Max drawdown
- $4,500 (3%) · EOD trailing
- Trailing locks at
- initial-balance
- Daily loss limit
- None
- Min / max days
- 2 / unlimited
- Consistency
- 55%
- Max contracts
- 15 minis / 150 micros
- News
- Allowed
- Overnight / weekend
- No / No
- Copy trading
- Allowed
- Reset
- $199
- Activation
- $149
Funded account
- Type
- Sim → Live
- Max drawdown
- $4,500 · EOD trailing
- Trailing locks at
- initial-balance
- Daily loss limit
- None
- Consistency
- —
- Profit split
- 90% · 90/10 in the Express Funded Account (XFA) and in the Live Funded Account. XFA Standard path: 5 winning days of $150+ per payout, cap 50% of balance up to $5000 (doubled to $10000 if a Daily Loss Limit is added). XFA Consistency path alternative: 3 trading days + best day <= 40% of net profit, cap 50% of balance up to $6000 (doubled with DLL). Live Funded: no dollar cap (50% of unlocked balance), daily payouts after 30 winning days.
- Payouts
- Every 5 days · after 5 days
- Min / max payout
- $125 / $5,000
- Buffer
- —
- Methods
- Prop-to-Brokerage (Topstep Brokerage), Aeropay, ACH, Wise, Wire/SWIFT
50K Trading Combine (No Activation Fee Path) · $50k · $95/mo Evaluation
Evaluation
- Profit target
- $3,000 (6%)
- Max drawdown
- $2,000 (4%) · EOD trailing
- Trailing locks at
- initial-balance
- Daily loss limit
- None
- Min / max days
- 2 / unlimited
- Consistency
- 55%
- Max contracts
- 5 minis / 50 micros
- News
- Allowed
- Overnight / weekend
- No / No
- Copy trading
- Allowed
- Reset
- $95
- Activation
- $0
Funded account
- Type
- Sim → Live
- Max drawdown
- $2,000 · EOD trailing
- Trailing locks at
- initial-balance
- Daily loss limit
- None
- Consistency
- —
- Profit split
- 90% · 90/10 in the Express Funded Account (XFA) and in the Live Funded Account. XFA Standard path: 5 winning days of $150+ per payout, cap 50% of balance up to $2000 (doubled to $4000 if a Daily Loss Limit is added). XFA Consistency path alternative: 3 trading days + best day <= 40% of net profit, cap 50% of balance up to $3000 (doubled with DLL). Live Funded: no dollar cap (50% of unlocked balance), daily payouts after 30 winning days.
- Payouts
- Every 5 days · after 5 days
- Min / max payout
- $125 / $2,000
- Buffer
- —
- Methods
- Prop-to-Brokerage (Topstep Brokerage), Aeropay, ACH, Wise, Wire/SWIFT
100K Trading Combine (No Activation Fee Path) · $100k · $149/mo Evaluation
Evaluation
- Profit target
- $6,000 (6%)
- Max drawdown
- $3,000 (3%) · EOD trailing
- Trailing locks at
- initial-balance
- Daily loss limit
- None
- Min / max days
- 2 / unlimited
- Consistency
- 55%
- Max contracts
- 10 minis / 100 micros
- News
- Allowed
- Overnight / weekend
- No / No
- Copy trading
- Allowed
- Reset
- $149
- Activation
- $0
Funded account
- Type
- Sim → Live
- Max drawdown
- $3,000 · EOD trailing
- Trailing locks at
- initial-balance
- Daily loss limit
- None
- Consistency
- —
- Profit split
- 90% · 90/10 in the Express Funded Account (XFA) and in the Live Funded Account. XFA Standard path: 5 winning days of $150+ per payout, cap 50% of balance up to $3000 (doubled to $6000 if a Daily Loss Limit is added). XFA Consistency path alternative: 3 trading days + best day <= 40% of net profit, cap 50% of balance up to $4000 (doubled with DLL). Live Funded: no dollar cap (50% of unlocked balance), daily payouts after 30 winning days.
- Payouts
- Every 5 days · after 5 days
- Min / max payout
- $125 / $3,000
- Buffer
- —
- Methods
- Prop-to-Brokerage (Topstep Brokerage), Aeropay, ACH, Wise, Wire/SWIFT
150K Trading Combine (No Activation Fee Path) · $150k · $229/mo Evaluation
Evaluation
- Profit target
- $9,000 (6%)
- Max drawdown
- $4,500 (3%) · EOD trailing
- Trailing locks at
- initial-balance
- Daily loss limit
- None
- Min / max days
- 2 / unlimited
- Consistency
- 55%
- Max contracts
- 15 minis / 150 micros
- News
- Allowed
- Overnight / weekend
- No / No
- Copy trading
- Allowed
- Reset
- $229
- Activation
- $0
Funded account
- Type
- Sim → Live
- Max drawdown
- $4,500 · EOD trailing
- Trailing locks at
- initial-balance
- Daily loss limit
- None
- Consistency
- —
- Profit split
- 90% · 90/10 in the Express Funded Account (XFA) and in the Live Funded Account. XFA Standard path: 5 winning days of $150+ per payout, cap 50% of balance up to $5000 (doubled to $10000 if a Daily Loss Limit is added). XFA Consistency path alternative: 3 trading days + best day <= 40% of net profit, cap 50% of balance up to $6000 (doubled with DLL). Live Funded: no dollar cap (50% of unlocked balance), daily payouts after 30 winning days.
- Payouts
- Every 5 days · after 5 days
- Min / max payout
- $125 / $5,000
- Buffer
- —
- Methods
- Prop-to-Brokerage (Topstep Brokerage), Aeropay, ACH, Wise, Wire/SWIFT
Sources
- https://help.topstep.com/en/articles/8284099-topstep-program-overview
- https://help.topstep.com/en/articles/8284197-trading-combine-parameters
- https://help.topstep.com/en/articles/8284215-express-funded-account-parameters
- https://help.topstep.com/en/articles/10657969-live-funded-account-parameters
- https://help.topstep.com/en/articles/8284233-topstep-payout-policy
- https://help.topstep.com/en/articles/8284208-consistency-at-topstep
- https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions
- https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account
- https://help.topstep.com/en/articles/8284128-what-is-a-reset
- https://help.topstep.com/en/articles/8284217-express-funded-account-activation
- https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit
- https://help.topstep.com/en/articles/8284206-when-and-what-products-can-i-trade
- https://help.topstep.com/en/articles/13747047-understanding-hedging
- https://help.topstep.com/en/articles/8284211-what-are-economic-releases
- https://help.topstep.com/en/articles/8284139-platform-connection-instructions
- https://en.wikipedia.org/wiki/Topstep
- https://propdatalab.com/firms/topstep/